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Commercial Auto Insurance

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Why You Need Commercial Auto Insurance
You wouldn't dream of driving your personal automobile without insurance. It's just as important to protect your company vehicles. Even if you have personal auto insurance, you still need commercial auto insurance. That's because vehicles involved in an accident while engaged in company business may not be covered by your personal insurance. To make matters worse, you could be charged with misrepresentation if you've placed a vehicle you use for commercial purposes under your personal auto policy.

 

What Commercial Auto Insurance Covers
There are a variety of coverages for your commercial autos, and your agent or broker can help you choose the right one. The discussion should include business-use autos, pickups, vans, trucks and non-owned and rented vehicles. You may also want to include a conversation about "non-owned" vehicles-when employees use their own vehicles to run errands; and rented vehicles-when an employee travels and needs to rent a car.

 

Commercial auto insurance is similar to private auto insurance.  Whenever your transport a client or move property by a motor vehicle, you should have an understanding of how your commercial auto insurance will work. Also, how "non-owned" autos, newly acquired vehicles, or changes in drivers effect your coverage.

 

  *Please Provide as much information as possible to assure the most accurate quotes.  Leave blank if you are not sure of an answer.

  *See our Privacy policy for confidentiality.

     General Information

      This section only needs to be completed once for multiple lines of coverage

 

Name of Business:

Name of Owners/Officers:

 

Contact Name:

Contact Phone & Fax:

 Phone:    Fax:

Contact E-mail Address:

Address:

 

City:

 

   State:    Zip:

Business Info:

C-Corporation
S-Corporation
LLC                

Sole-Proprietor

Partnership

LLP/Other

 Years in Business:

Fed. Tax ID or Social Security Number:

Business Description:

     Current/Previous Insurance Information

Current insurance company:

   Annual Premium:

Policy Period:

 Effective Date:    Expiration Date:

Any Other Carriers

(last 3 years):

 

No  Yes   If yes, please list name and estimated premium:

Any Insurance Claims Filed

(last 3 years):

 

 

 

No  Yes   If yes, please give following data:

 -Date of claims, amount of claims, description, and cost of claims:

     Vehicle Schedule Information

*Note. If you have a large fleet of vehicle you may skip this section and upload, fax, or e-mail your fleet schedule along with your limits of insurance page and your drivers schedule after you submit the other data. 

Auto #1:

 

 

 

 

 

 

Describe vehicle use:

 Year:    Make:   Model:


 VIN #:   Gross Weight: lbs 


 Cost New: $  Radius (One Way): miles


Auto #2:

 

 

 

 

 

 

Describe vehicle use:

 Year:    Make:   Model:


 VIN #:   Gross Weight: lbs 


 Cost New: $  Radius (One Way): miles


Auto #3:

 

 

 

 

 

 

Describe vehicle use:

 Year:    Make:   Model:


 VIN #:   Gross Weight: lbs 


 Cost New: $  Radius (One Way): miles


Auto #4:

 

 

 

 

 

 

Describe vehicle use:

 Year:    Make:   Model:


 VIN #:   Gross Weight: lbs 


 Cost New: $  Radius (One Way): miles


Auto #5:

 

 

 

 

 

 

Describe vehicle use:

 Year:    Make:   Model:


 VIN #:   Gross Weight: lbs 


 Cost New: $  Radius (One Way): miles


Auto #6:

 

 

 

 

 

 

Describe vehicle use:

 Year:    Make:   Model:


 VIN #:   Gross Weight: lbs 


 Cost New: $  Radius (One Way): miles


     Insurance Limits Information

Liability Limit: $1,000,000 $500,000 $300,000 $100,000   Other:
Uninsured Motorist Limit: $1,000,000 $500,000 $300,000 $100,000   Other:   
Medical Payments: $5,000     Other:
Towing Coverage:  List Vehicle #'s (above) to Request Towing Coverage:
Rental Coverage:   List Vehicle #'s (above) to Request Rental Coverage:
Lease Gap Coverage:  List Vehicle #'s (above)  which are Leased:

     Additional Comments & Information

Please tell us anything else you think might be helpful to know in order to provide accurate insurance quotes:

 

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